GlobalInsight360

Autonomous Vehicle Insurance Premiums & Accident Liability: Country-by-Country Comparison (2025 Update) Insurance for autonomous (self-driving) vehicles is evolving quickly as governments finalize legal frameworks for who pays when an automated driving system is at the wheel. This guide summarizes the latest, officially confirmed rules shaping premiums and liability in the UK, US, EU, Germany, Japan, and South Korea—focusing on what owners, operators, and fleets should expect in 2025 and the near term. Why liability rules drive premiums Auto insurance pricing reflects who bears primary risk. In traditional driving, the human driver (and their insurer) is central. With higher automation, laws increasingly channel first-line liability to motor insurers or entities responsible for the automated driving system (ADS), with recovery rights against manufacturers/software where defects are proven. Clearer fault allocation typically compres...

Cost-Saving Strategies for International Student Insurance & Study-Visa Health Coverage Cost-Saving Strategies for International Student Insurance & Study-Visa Health Coverage Studying abroad is an exciting opportunity—but health insurance can become a significant hidden cost. For international students, insurance is often mandatory: universities may require student health plans, and immigration/visa rules sometimes enforce minimum coverage standards. However, by understanding how insurance pricing works and taking a few smart steps, you can reduce your premiums without sacrificing essential protection. 1. Understand the Local Mandatory System First (e.g. in Korea) Before buying supplementary private plans, check whether your host country offers a mandatory national health insurance scheme for international students and what it covers. In South Korea, for example, international students holding a D-2 visa become eligible...

Remote Work Visa Extensions & Income Reporting FAQ: Bali, Dubai & Georgia 2025 Guide Remote Work Visa Extensions & Income Reporting FAQ: Bali, Dubai & Georgia (2025 Update) For digital nomads and remote workers living or planning to live in Bali (Indonesia), Dubai (UAE), or Georgia, understanding visa extension rules and income reporting obligations is critical. This FAQ covers the latest confirmed policies and practical tips to help you stay compliant. Bali / Indonesia Q1: What visa or permit should I use as a remote worker in Bali? Indonesia has introduced the Remote Worker Visa (E33G) / KITAS intended for remote professionals working for foreign employers. This visa is valid for one year and allows multiple entries, with benefits like opening a bank account and sponsoring family. Q2: Can I extend my stay beyond one year in Bali? The E33G Remote Worker Visa is initially granted for one year. Renewal or exte...

Global Water Infrastructure & Water ETF Investment and Tariff Policies in 2025 Global Water Infrastructure, Water ETFs & Tariff Policies: 2025 Comparison Water is one of the world’s most vital yet undervalued resources. In 2025, the global market for water infrastructure investment and water-themed ETFs continues to grow amid tightening water scarcity and rising sustainability priorities. Simultaneously, governments are reforming water tariff and taxation systems to ensure efficient usage and equitable access. This article explores the latest developments in global water infrastructure funding, ETF trends, and water pricing policies. 1. Global Water Infrastructure Investment Trends According to the Global Infrastructure Outlook (2025 update) , the worldwide water sector faces an estimated investment gap of over USD 7 trillion by 2040 . Rising urbanization, aging pipelines, and climate-driven droughts are accelerating infrastructure demand. ( outlook.gihub.org ) ...

2025 AI Antitrust & Data Monopoly Regulations: United States, European Union & China Compared AI Antitrust Investigations and Data Monopoly Regulations: United States · European Union · China (2025) As artificial intelligence becomes the backbone of modern economies, concerns about data concentration and market dominance are intensifying. Governments in the United States, European Union, and China are taking markedly different approaches to regulate AI-related antitrust issues and data monopolization . This 2025 report compares the latest laws, investigations, and enforcement trends across these major jurisdictions. 1. United States: Case-Based Enforcement and Algorithmic Collusion Probes 1.1 Institutional framework and legal basis AI antitrust enforcement in the U.S. is led by the Federal Trade Commission (FTC) and the Department of Justice Antitrust Division (DOJ) . Traditional antitrust laws—the Sherman Act and Clayton Act—remain the core tools. Regulators now ...

2025 International High-Speed Rail Investment & Economic Impacts: Europe · Asia · Middle East Comparison 2025 International High-Speed Rail Investment & Economic Impacts: Europe · Asia · Middle East High-speed rail (HSR) continues to be a major focus of infrastructure investment across continents. In 2025, Europe, Asia, and the Middle East are each pursuing ambitious HSR network expansions. But the scale, funding models, and economic returns differ considerably by region. In this article, we compare major projects, investment strategies, and measured or forecast economic effects across these three regions based on the latest confirmed data. 1. Europe: Integration, Cross-Border Corridors & Productivity Gains 1.1 Investment landscape & major projects Europe emphasizes seamless cross-border connectivity and integration of national networks. The European Commission’s push for a unified high-speed rail network aims to reduce fragmentation. Budapest–Belgrade R...

Global Crypto ETF & Staking Taxation Comparison: U.S., Singapore & EU (2025) Global Crypto ETF & Staking Taxation: U.S., Singapore & EU in 2025 Across jurisdictions, governments are still adapting tax rules to the evolving world of cryptocurrency. Among the most salient areas are how crypto ETFs and staking rewards are taxed. For global investors, understanding regional differences is essential. Below is a 2025 comparison of taxation and regulatory rules in the U.S. , Singapore , and the European Union . 1. United States: Capital Gains + Income Tax on Staking 1.1 ETF taxation rules In the U.S., crypto ETFs are treated similarly to traditional securities for tax purposes. ETF Sales: Selling ETF shares triggers a taxable capital gains event. Short vs Long Term: Gains from holdings ≤ 1 year are taxed as ordinary income (10–37%), while > 1 year qualifies for long-term rates (0%, 15%, 20%). Futures ETFs: Futures-based crypto ETFs (e.g., ProS...

Robotaxi Regulation & Insurance in U.S., EU & Japan: 2025 Comparison Robotaxi (Autonomous Taxi) Regulation & Insurance: U.S. · EU · Japan Compared (2025) Robotaxi or fully autonomous ride-hailing services are at the frontier of mobility innovation, but legal frameworks and insurance regimes differ sharply across regions. As companies push deployment, understanding regulatory constraints and liability models in major markets becomes essential. Below, we compare the landscape in the U.S., EU, and Japan as of 2025, based on latest confirmed sources. 1. United States: Fragmented State Frameworks + Federal Exemptions 1.1 Regulatory oversight & deployment rules In the U.S., there is currently no unified federal statute exclusively for fully autonomous vehicles (AVs) or robotaxis. Instead, authority is split between federal safety agencies (e.g., NHTSA) and individual state laws. NHTSA Exemptions (Part 555): The federal agency may grant exemptions from ce...

Comparing Drone Delivery Regulations & Insurance: US, EU & Asia in 2025 Drone Logistics & Delivery: Regulation and Insurance Comparison by Region (US · EU · Asia) The use of unmanned aerial vehicles (UAVs or “drones”) for package delivery (so-called last-mile logistics) is rapidly advancing, but regulatory frameworks and insurance requirements vary significantly by jurisdiction. For a drone logistics operator considering cross-regional deployment, understanding these differences is critical. Below, we provide a comparative analysis as of mid-2025 using officially confirmed sources and policies. 1. United States: FAA, Part 107 & Part 135, evolving BVLOS rules In the U.S., regulation of drone commercial operations is overseen by the Federal Aviation Administration (FAA). The framework distinguishes general commercial drone operations (Part 107) and package delivery operations under Part 135. ( FAA official site ) 1.1 Regulatory regime for delivery operatio...

Global Coverage of Glucose Monitors & Health Wearables (2025): Country Comparison and Insurance Rules Global Glucose Monitors & Health Wearables: Insurance Coverage by Country (2025) Continuous glucose monitors (CGMs) like Dexcom G7 and FreeStyle Libre 3/2 Plus are now standard tools in diabetes care. But coverage rules still vary by country, insurer, and device class. This guide consolidates the latest, officially confirmed information on whether (and how) CGMs and related health wearables are reimbursed in the United States, United Kingdom, Germany, South Korea, Japan, and Australia . We also clarify the status of legacy non-invasive devices such as GlucoWatch and why most smartwatches are not yet approved for glucose measurement. Key Definitions rtCGM (real-time CGM): continuous interstitial glucose data with alerts (e.g., Dexcom G7). isCGM/Flash: intermittently scanned sensors that can also provide optional alarms ...

Silver Robots & AI Care in an Aging World: Market Outlook & Insurance Coverage (2025 Update) Silver Robots & AI Care Services: 2025 Market Snapshot & Insurance Coverage by Country As the global 65+ population accelerates, health and long-term care systems are trialing social robots, mobility robots, and AI telecare to reduce loneliness, enhance safety, and support overstretched caregivers. This article distills the latest, officially confirmed information on the market's direction and the current reality of insurance coverage in major regions—focusing on the United States, South Korea, and Japan . Why This Market Exists: The Aging Baseline The United Nations' latest projections (2024) show that by the late 2070s, the number of people aged 65+ will reach about 2.2 billion , surpassing children under 15. That demographic shift is already stressing today's care workforce and is a primary driver of robotics and AI deployment in elder...