GlobalInsight

U.S. Taxes & IRS Guide (2025): Standard Deduction, Stimulus Updates, Freelancer & Small Business Tax TL;DR Summary The 2025 IRS standard deduction increased again due to inflation adjustments. No federal stimulus checks are currently scheduled, but several refundable credits remain available. Freelancers must track quarterly estimated taxes, business deductions, and 1099-NEC reporting. Small businesses can reduce taxes through Section 179, qualified business income (QBI), and payroll credits. Accurate record-keeping and early filing reduce audit risk and penalties. U.S. Taxes & IRS Guide (2025): Standard Deduction, Stimulus, Freelancer & Small Business Tax The U.S. tax system changes frequently, especially with new inflation adjustments, IRS compliance efforts, and evolving rules for freelancers and small business owners. This 2025 guide breaks down the essential tax updates you need to know, including standard deduction increases, current stimulus poli...

Best Insurance Guide USA 2025 (High-Value: Auto, Cyber, Travel, Home) Insurance Guide USA 2025: Auto, Cyber, Travel, Rental & Homeowners Insurance costs in the United States continue to rise as inflation, weather risks, and online threats increase. This guide summarizes the essential insurance types Americans need in 2025, including coverage details and real cost ranges. 2025 Quick Summary Auto insurance rates exceed $2,000/year in many states. Cyber insurance demand is rising due to FTC-reported identity theft spikes. Travel insurance now covers medical emergencies abroad and disruptions. Homeowners premiums rising sharply in high-risk states. 5 Essential Insurance Types You Need in 2025 Below is a quick breakdown of the most common U.S. insurance types and how they protect your finances. Insurance Type Purpose Avg Cost (USD) Best For ...

2025 Travel Insurance Price Comparison (U.S. Travelers): Country Requirements & Risks of No Coverage TL;DR Summary In 2025, U.S. travel insurance costs typically run 4%–8% of the total trip price. Many destinations now enforce minimum medical coverage requirements for entry. Medical evacuation without insurance can cost $25,000–$250,000 depending on region. Countries such as the Schengen Area, Thailand, UAE, and Qatar have explicit coverage mandates. Lack of coverage exposes travelers to denial of entry, large medical bills, and repatriation risks. Overview: Why Travel Insurance Matters in 2025 Global travel regulations have tightened since 2023, and many countries now require proof of travel insurance at immigration checkpoints. For U.S. travelers, policies covering medical emergencies, repatriation, baggage loss, and trip interruption have become not only practical but in many cases mandatory. Accordi...

Botulism Cases Trending (2025): What Travel & Food Poisoning Insurance Actually Covers Botulism Cases Trending in 2025: What Travel & Food Poisoning Insurance Really Covers TL;DR Summary Botulism cases reported globally have surged, with several regions showing spikes over 300–400% year-over-year. Travelers face higher exposure risks from improperly preserved foods, street markets, buffet items, and canned imports. Typical U.S. travel insurance covers emergency treatment for food poisoning—botulism included—but limits vary by plan. Trip cancellation and interruption benefits only apply if a physician confirms medical inability to travel. U.S. health insurance may not pay out-of-network overseas, making travel medical coverage essential. CPC for travel + insurance + medical keywords is high; knowing actual coverage matters more than marketing claims. Botulism, an extremely rare but l...